RESILIENCE
SERVICES
The insurance market is hard.
Your insurance review
doesn't have to be.
Built on the nuanced expertise of our seasoned consulting team and powered by real time insurance market analysis, our customized pre-origination review, replacement cost valuation, and insurance monitoring services are designed to fit the dynamic needs of our clients.
REView
Resilience offers pre-closing and post-closing insurance review services to clients seeking comprehensive assessment of existing and proposed insurance coverage on financed collateral. Partnering directly with clients and borrower representatives, we translate the needs of each transaction, evaluate the insurance coverage based on industry standard and credit underwriting insurance requirements, negotiate coverage, advise on exceptions consistent with your expectations, and apply broad market insight to keep insurance requirements risk averse, consistent and competitive. Applicable loan documents are modified, and an insurance analysis report tailored to your specific needs is delivered upon completion.
A traditional appraisal may not be the best or most complete solution for determining the replacement cost value of collateral assets. Our valuation team specializes in providing comprehensive replacement cost value estimates that enhance transparency and more accurately assess restoration costs. Using our proprietary valuation methodology, we leverage a national database of project, materials, and labor costs, combined with asset specific analysis and market adjustments to provide clients with a detailed, independent valuation report.
REValuation
RENewals
Our ongoing and renewal monitoring service actively tracks in place insurance coverage and renewals, generating ad hoc and annual compliance reviews customized to client specified requirements. Utilizing our independently developed iNavigator platform, we monitor insurance and regulatory compliance covenants at the policy, loan, and portfolio level, providing consistency and transparency throughout the term. Robust reporting provides clarity and easy access, straightforward status updates and approval capability for clients. Dedicated communication campaigns ensure monitoring and follow up within specified time periods. Loan modifications, note purchases, dynamic credit lines, assumptions, defeasance, and REO review are all easily facilitated by the Resilience team.